|
Before choosing a car insurance company do some research.
To get the cheapest possible rate make sure you call few companies
before you decide which insurance company you will join. Make a
list of all questions you might have before you call and be ready
to answer questions you will be asked. A lot of car insurance companies
will try and sell you additional products, which you might not need,
make sure you fully understand what these optional features are.
If not sure ASK, remember, it's your job to ask questions and their
job to answer them. If you are asked a question and you are not
sure if you have to answer it ASK. Be sure to visit companies listed
below and compare quotes, car insurance can be expensive and you'll
be surprised with results and different prices these companies will
offer.
Here are examples of questions that you might be asked when getting
your online quote:
- your name
- your full address
- how long at the residence
- number of claims in last 3 years
- number of accidents in last 3 years (at fault or not)
- number of convictions
- does the driver have 5 or more years of driving experience
- has the driver been found by a court to have committed automobile
insurance fraud
- Will the car be rented or leased to others, or used to carry passengers
or goods for compensation or hire, or haul a trailer, or carry explosives
or radioactive material
- have you been refused to insure or your policy been cancelled
in the last 3 years
- has your driver's licence been suspended or cancelled in the last
5 years
- What make is your car, year, model, approximate value and mileage
- your current driver's license class
- your occupational status
- your employment status |